Born 5 April 1948 in Hanover, Germany

Married with 4 children

1967-1968    Bundeswehr (Military Service)

1969-1970    Chartered Accountancy Traineeship with Engelke, Kästner & Co. in Hanover

1971-1975    Study of Business Administration at the University of Göttingen

1975-1979    Assistant lecturer in the Faculty of Economics and Management at the

                     University of Hanover, doctorate (Dr rer. pol.)

1979-1986    Hamburgische Landesbank, Hamburg

                     Employment in the Auditing, Mortgage Lending and Controlling Departments

                     Final Position as Deputy Head of Controlling

1986-1989    Schweizerischer Bankverein (Deutschland) AG, Frankfurt

                     Head of Accounting and Controlling

                     Member of Expert Committees in the Association of Foreign Banks in Germany

1989-1991    DSL Bank, Bonn

                     Head of Accounting and Tax

                     Member of various Expert Committees in the Association of

                     German Public Sector Banks (VöB), Bonn

1991-2004    Baden-Württembergische Bank AG, Stuttgart

                     Head of Accounting and Controlling

                     Member of expert committees on issues related to Accounting, Tax, Controlling and

                     Banking Supervision in the Association of German Banks(BdB), Berlin

From 2005    Landesbank Baden-Württemberg, Stuttgart

                      Head of Sales Controlling for Private and Investment Banking

                      EU Representative and special Advisor to the CEO regarding CEBS